William D. Ford Federal Direct Loan Program

First Time Student Borrowers

The College encourages the student to borrow wisely. Therefore, the College has established an enhanced Entrance Counseling process which includes the following steps for first time borrowers:

  1. The student is to determine the needed amount to borrow by completing the Federal Direct Loan Acceptance Form. Once completed, sign and return to the Financial Aid Office by email to cbrewer@wilsoncc.edu , fax: 252-246-1384, US Mail, or hand deliver to F105B.
  2. The student is to go to www.studentloans.gov and complete the following three steps:
    1. Entrance Counseling
    2. The Master Promissory Note
    3. The Financial Awareness Counseling Tool (FACT).
  3. All loan certifications are reviewed on a case by case basis and results of the review will be presented to the student in writing.  The student is responsible for checking the email account provided on the acceptance form.
  4. Once the loan is certified, face to face counseling is held with the Loan Officer.  The Loan Officer will contact the student to set this appointment.

For more information contact:

Candace Brewer
Assistant Financial Aid Director/Loan Officer
cbrewer@wilsoncc.edu
252-246-1417

Lisa Baker
Director of Financial Aid & Veterans Affairs
lbaker@wilsoncc.edu
252-246-1310

Returning Student Borrowers

Returning borrowers need only to determine the amount to borrow by completing the Federal Direct Loan Acceptance Form. Once completed, sign and return to the Financial Aid Office by email to cbrewer@wilsoncc.edu, fax 252-246-1384, US Mail, or hand deliver to F105B.

All loan certifications are reviewed on a case by case basis and results of the review will be presented to the student in writing.  The returning borrower is responsible for checking their school email account for the results. 

Once the loan amount is certified, the Loan Officer will contact the student via email and a Loan Confirmation Meeting will be scheduled with the student.


Note:  Students should start the process early and complete in a timely manner for funds to be available to be applied to the student’s account by registration deadlines.  Due to the processing time restrains, the Financial Aid Office may not be able to award Direct Loans during the week(s) of early or regular registration.

Students must be enrolled at least one-half time (excluding the maximum of remedial classes), in an acceptable degree/diploma program, not be on any type of Financial Aid Suspension, or deemed ineligible due to the 150% maximum timeframe. Funds cannot be used to buy a vehicle, pay legal fees or consumer debts.