Financial Aid

The primary aim of the financial aid program is to provide assistance to any student who, without aid, would be unable to continue his/her education. Financial aid is awarded on the basis of FINANCIAL NEED as determined by The Free Application for Federal Student Aid (FAFSA), a national need-analysis system. Plan ahead, as it takes 4-6 weeks to process this application. Students interested in electronic transfer must have all necessary documents and schedule an appointment. A new application must be submitted each year. Students/applicants can access the free application for federal student aid on the college link (FAFSA) to complete an online version of the forms. This typically reduces the turn-around time to 3 - 10 days.

A variety of financial aid is available, including loans, which must be repaid, grants and scholarships, which do not have to be repaid, and work-study, which involves students working on campus. Veteran's benefits, Vocational Rehabilitation, JTPA, Department of Labor and other forms of aid are also available.

The Financial Aid Office uses campus emails to notify students of pertinent information affecting their financial aid status. Award letter notifications and Satisfactory Academic Progress letters are among many types of information emailed to students. Students may opt for paper notification by logging on to Web Advisor and selecting "Opt In".


Links to additional Financial Aid information:

Financial Aid Office

For more information contact:

April Lamm 
Financial Aid Assistant 
(252) 246-1344

Wilson Community College
902 Herring Avenue
Wilson, NC 27893
Attn: Financial Aid Department

Fax: (252) 246-1384


The Financial Aid Department offers numerous scholarships throughout the academic year. Scholarships are awarded to assist students in educational expenses while enrolled at Wilson Community College. These scholarships are funded by various resources including:

The annual application for the WCC general scholarships is posted on our main webpage during the months of July and August of each year. The Financial Aid and Awards Committee grant these scholarships during their annual meeting. The scholarships awarded have different criteria; these criteria include, but are not limited to:

Several other scholarships are offered throughout each semester. As they become available, information is posted under Campus News (, as well as in the Financial Aid Department. 

For more information on scholarships, please stop by the Financial Aid Office in Building F, call 252-246-1344

Direct Loans for the Student Borrower

The College participates in the William D Ford Federal Direct Loan Program* and offers loans as a part of a student’s Financial Aid package. This program will provide Direct Subsidized and/or Unsubsidized loans to students to be used for authorized educational expenses while enrolled at Wilson Community College.  *Code of Ethics

Grant eligibility for the student must be determined first by completing a FAFSA on and all follow-up paperwork with the Financial Aid office. Subsidized loans are based on need and repayment will begin 6 months after graduation or when the student is no longer enrolled a minimum of half time.  The interest is subsidized by the government as long as the student is enrolled a minimum of half time.

 Unsubsidized loans are not based on need. Interest starts to accrue and payments start immediately.  Payments can be deferred with half time enrollment.

 Interest rates on all Direct Loans are determined by the Department of Education each year.  An origination fee is also charged and is determined by the Department of Education each year.

The following chart shows the annual and aggregate limits for subsidized and unsubsidized loans:
Year Dependent Students
(except students whose parents are unable to obtain PLUS Loans)
Independent Students

First-Year Undergraduate Annual Loan Limit

32 credits or less earned
$5,500—No more than $3,500 of this amount may be in subsidized loans. $9,500—No more than $3,500 of this amount may be in subsidized loans.

Second-Year Undergraduate Annual Loan Limit

33 credits or more earned
$6,500—No more than $4,500 of this amount may be in subsidized loans. $10,500—No more than $4,500 of this amount may be in subsidized loans.
Subsidized and Unsubsidized Aggregate Loan Limit $31,000—No more than $23,000 of this amount may be in subsidized loans.

$57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.


Loan Disbursement Schedule

The first disbursement of loan funds in each semester will be after the Pell Grant and State Grant refunds have been processed. Then, loan disbursements for remaining eligible students will be processed on a weekly basis until the end of the semester. 

Single semester loans are only permitted in certain circumstances:

  1. Transferring mid-year:  Submit a non-returnable copy of the letter from the school you'll attend that clearly states your acceptance into that school for the following term; or
  2. Graduating mid-year:  Submit a non-returnable letter from your faculty advisor that confirms that you have completed the courses and have registered for the appropriate classes this semester to graduate at the end of the semester.
  3. Summer only loans – When a student has not received a loan at this College during the Fall or Spring semesters.

Exit Counseling Requirement

All students who receive a student loan at Wilson Community College must complete Exit Counseling when they drop below half time, graduate or leave the college due to withdrawal. Students who leave the College without completing exit counseling are at a higher risk of defaulting on their loans.  Be in the know about your loans and complete Exit Counseling! 

Click on the link below to complete the requirement online

Loan Repayment and What Can I Afford?

If you have received a student loan while in school, you will go into repayment on that loan at some point. Click on the link below to learn more about loan repayment.

More information on this type of aid and the steps to accept as a part of a Financial Aid package can be obtained via the link


Direct PLUS Loan for the Parent Borrower

The Direct PLUS Loan provides funds borrowed by the parent on behalf of the dependent student (as defined by the Department of Education) for authorized educational expenses while attending Wilson Community College.  This loan is based on credit worthiness, is to be repaid by the parent at a rate determined by the Department of Education, whom will also charge an origination fee. Repayment will begin within 60 days of disbursement.

The dependent child(student) must be enrolled at least one-half time (excluding the maximum of remedial classes), in an acceptable degree/diploma program, not be on any  type of  Financial Aid Suspension, or deemed ineligible due to the 150% maximum timeframe. The child (student) must complete the FAFSA at The parent’s personal information and financial information must be on the (child’s) student FAFSA. Grant eligibility for the child (student) must be determined prior to loan determination.

If a Parent wishes to apply for the Direct PLUS Loan please continue to: Direct PLUS Loan for the Parent Borrower


Wilson Community College offers a variety of state and federal grants.  In order for the Financial Aid Department to evaluate eligibility, students must complete a current Free Application for Federal Student Aid (FAFSA).  The FAFSA application can be completed online at or students can obtain a paper application in the Financial Aid Department.  Students must maintain Satisfactory Academic Progress as stated in the catalog to receive federal or state aid. Examples of such aid are Pell, NCCCG, ELS, FWS & Direct Loans. The grants offered through Wilson Community College include:

Pell Grant

Federal Pell Grant awards range each school year as determined by Congress.  These awards generally do not have to be repaid. However, students who withdraw from all coursework prior to the 60% point of the term (as stated in the Academic Calendar) will typically owe a pro-rated amount of Pell (Title IV) to the Department of Education (DOE). Failure to repay an overpayment will result in loss of Title IV aid eligibility.

The College must calculate the amount of Title IV (Federal) aid that was not earned for the term. Unearned Title IV aid funds must be returned to the Title IV program. In this case, students may be required to repay a portion of their Pell award for the term to DOE and/or the school.
Pell disbursements are based on current hours for classes in approved program of study. Checks will be disbursed initially for those who are eligible and in attendance. Subsequent disbursements for adjusted amounts or for those students whose eligibility is verified during the semester will be made as soon as possible after verifying documentation has been received.

Students are limited to one course repeat if it is being taken to improve the grade.  In addition, enrollment in remedial/developmental coursework is limited to 30 credit hours. Courses taken outside the repeat & remedial limit will not be considered in the enrollment status for Grant disbursement. Awards will be prorated for enrollment status less than full-time if eligible according to the Federal Pell Grant Disbursement Schedule.

Pell checks are mailed once funds are posted to the account. The following is an estimated schedule for initial disbursements.

Eligible students may receive a Pell Grant twice in an academic year if they are full-time both terms. If a student registers less than full-time in a given term, the remaining Pell eligibility can be used in the summer. For Wilson Community College, the Fall Semester is the beginning of a new financial aid academic year and requires a new FAFSA application.

**We advise all students to visit with a financial aid representative before withdrawing from any course. **

North Carolina Community College Grant (NCCCG)

The 1999 North Carolina General Assembly allocated $5 million to provide need-based assistance for community college students. To be considered, students must have completed a current FAFSA application, be enrolled at least half-time and be a NC resident for tuition purposes.  Although these grants are typically a free type of assistance failing to complete the term may leave students owing a balance.

North Carolina Education Lottery Scholarship (NCELS)

The North Carolina Education Lottery Scholarship is similar to the NCCCG.  Eligibility is determined based on the current year FAFSA application, as well as student’s enrollment status. Withdrawing may leave students owing a balance.

Federal Supplemental Educational Opportunity Grants (SEOG)

Awards are based on financial need and academic promise. These grants are available to a limited number of students and eligibility is established by the Financial Aid Department.  Wilson Community College requires SEOG recipients to maintain a 2.7 or higher cumulative grade point average. SEOG grants do not generally have to be repaid.  However, if students withdraw prior to the 60% point of the term they may owe a prorated amount of their award to DOE and the college.

For additional information on these or any grants, please visit the Financial Aid Department located in Building F, or by telephone at 252-246-1344.

Federal Work-Study (FWS)

Wilson Community College students have the opportunity to work on-campus and earn money while attending our institution.  The Federal Work-Study program will open many new doors for its participants.  Students will gain real-world knowledge, job experience, hands-on skills and competitive pay.  For more information and current job openings, visit our Federal Work-Study webpage. For more information on the Federal Work Study Program, please stop by the Financial Aid Office in Building F, call 252-246-1344

Child Care Assistance

Wilson Community College offers the Child Care Assistance program to student-parents in order to contribute to their daycare expenses while enrolled at our institution.  We encourage all curriculum student-parents to complete this application.  The application will be available at the beginning of each Fall semester under Campus News, ( 

The Child Care Coordinator evaluates each individual applicant based on results from the Free Application for Federal Student Aid (

For more information on Wilson Community College’s Child Care Assistance Program stop by Financial Aid Department located in Building F, or by telephone at 252-246-1344.