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The State Health Plan is pleased to offer you the choice of three PPO plans.

NC SmartChoice Basic^SM Blue Options^SM PPO Plan

You have higher copays, coinsurance and deductibles in exchange for reduced premiums when you choose coverage for more than just yourself. (Review the plan overview (PDF, 2.0 MB), or for more information, review the benefit booklet (PDF, 2.0 MB))

• A good option for healthy families.

NC SmartChoice Standard^SM Blue Options^SM PPO Plan

The coverage level is between the coverage levels of the Basic and Plus plans. No cost for employee-only coverage. (Review the plan overview (PDF, 2.0 MB), or for more information, review the benefit booklet (PDF, 2.0 MB))

• A good option for employee-only coverage or for families who experience some health care needs.

NC SmartChoice Plus^SM Blue Options^SM PPO Plan

You have lower copays, coinsurance and deductibles but pay more in premium. (Review the plan overview (PDF, 2.0 MB), or for more information, review the benefit booklet (PDF, 2.0 MB))

• A good option for members with ongoing health conditions or conditions that may require surgery or hospitalization.

Read additional information (PDF, 25 KB) regarding each of these plans.

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