The State Health Plan is pleased to offer you the choice of three PPO plans.
NC SmartChoice BasicSM Blue OptionsSM PPO Plan
You have higher copays, coinsurance and deductibles in exchange for reduced premiums when you choose coverage for more than just yourself. (Review the
plan overview (PDF, 2.0 MB), or for more information, review the
benefit booklet (PDF, 2.0 MB))
- A good option for healthy families.
NC SmartChoice StandardSM Blue OptionsSM PPO Plan
The coverage level is between the coverage levels of the Basic and Plus plans. No cost for employee-only coverage. (Review the
plan overview (PDF, 2.0 MB), or for more information, review the
benefit booklet (PDF, 2.0 MB))
- A good option for employee-only coverage or for families who experience some health care needs.
NC SmartChoice PlusSM Blue OptionsSM PPO Plan
You have lower copays, coinsurance and deductibles but pay more in premium. (Review the
plan overview (PDF, 2.0 MB), or for more information, review the
benefit booklet (PDF, 2.0 MB))
- A good option for members with ongoing health conditions or conditions that may require surgery or hospitalization.
Read
additional information (PDF, 25 KB) regarding each of these plans.
